AccountNow Prepaid Visa Card
No credit check | No overdraft fees
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AccountNow prepaid debit cards classic card
VISA CARD "CLASSIC"
Best for occasional use
AccountNow prepaid debit cards gold card
GOLD CARD
Best for regular use

How it Works- Visa Prepaid Cards & MasterCard Prepaid Cards

Add Money

Direct Deposit your paycheck.
Add cash at 135,000 locations.
Direct Deposit your tax refund.

Shop & Use ATMs

Shop everywhere Visa debit cards or  Debit MasterCard is accepted & get cash at ATMs worldwide.

Discounts & Rewards

Earn a $15 Bonus with Qualifying
Direct Deposit§, Purchase Rewards, & Referral Bonuses

Send Money & Pay Bills

Send money to anyone, everywhere or pay your bills easily with just a few clicks.


Why customers love AccountNow Prepaid Cards

Works like a checking account
"The option to have an alternative checking account with AccountNow MasterCard is a God-send! With my Veteran's Affairs direct deposit coming every month, I can count on AccountNow to be there right on time, every time. As a Pastor and Student on the go, I love the convenience of online shopping, online account balance inquiry, online bank statements, and the customer service is outstanding. As a Minister I preach about second chances all the time. AccountNow is hands-down the best when it comes to getting a second chance at financial stability"
Pastor - Huntsville, AL

Achieve financial freedom with an AccountNow Prepaid MasterCard or Prepaid Visa Card. An AccountNow Prepaid Card account can help to manage your money safer, easier, and cheaper. Learn about the other benefits of having an AccountNow Prepaid Card account.

A great alternative to a checking account.

AccountNow Prepaid MasterCard or Prepaid Visa Card work similar to an online checking account.

Our prepaid cards have the word "DEBIT" on the card and work in a manner similar to a bank-issued debit card from a traditional checking account. Not only can you make purchases and withdraw cash with our prepaid card, but you never have to worry about overdrafts because you control your spending by how much you load.

Saves you lots of money.

Avoid check cashing fees by direct deposit of your payroll of benefits check onto the AccountNow Prepaid MasterCard or Prepaid Visa card. There's no charge for doing direct deposit, so you'll never have to pay to cash your payroll or benefits check when you use our direct deposit service.

There are never any late fees or overdraft fees. No need to pay for postage or money orders when you use our easy Online Bill Pay Service.

Safer than cash.

Your AccountNow Prepaid MasterCard or Prepaid Visa card is protected against fraud with the Visa Zero Liability policy** and the MasterCard Zero Liability policy***, conditions and exceptions apply (see Cardholder Agreement). This can protect you from unauthorized charges made to your prepaid card in case your card is lost or stolen.

Keep your money safe in a prepaid card account instead of carrying it around in cash. Your deposits are FDIC insured through the Issuer to at least $250,000. Please see the back of your card for its issuing bank. The Bancorp Bank and MetaBank, Members FDIC.

Everyone is accepted.

100% approval (Subject to ID verification*) ensures you will qualify for an AccountNow Prepaid Visa Card or Prepaid MasterCard as long as you have valid identification.

If you have bad credit history or no credit at all you can still get an AccountNow Prepaid Card because we don't do a credit check with a credit bureau. Even if your banking history isn’t great or you are on ChexSystems, you are still eligible to get one of our prepaid cards.

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AccountNow, Inc. is a BBB Accredited Financial Service in San Ramon, CA


AccountNow Gold Visa Prepaid Cards and AccountNow Prepaid Visa Cards are issued by The Bancorp Bank or MetaBank® pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.

The AccountNow Prepaid MasterCard (Classic) is issued by MetaBank pursuant to license from MasterCard International Incorporated and may be used everywhere Debit MasterCard is accepted. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Funds are FDIC insured through the Issuer to at least $250,000. Please see the back of your card for its issuing bank. The Bancorp Bank and MetaBank, Members FDIC.

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

**The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or other certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

***Conditions and exceptions apply – see Cardholder Agreement.

§This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Eligibility Requirements.

There is no additional charge for this feature. Fees apply to your use of the prepaid card. See your Cardholder Agreement for fees, terms and conditions.

Applies to customers with recurring direct deposits, and will be effective after the second direct deposit is received. Faster access to funds is based on comparison of traditional banking policies versus eligible electronic direct deposit. Direct deposit and early deposit capability is subject to payer’s support of the feature and timing of payer’s funding.

This is not a credit card.

AccountNow is a trademark of AccountNow, Inc. All other trademarks, service marks and other registered marks are the property of their respective owners.
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