A prepaid card that lets you
borrow money
and build credit history
with iAdvance® Line of Credit from MetaBank
100% approval
NO credit check
NO late/overdraft fees
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How it Works- AccountNow Prepaid Visa & MasterCard

Add Money

Direct Deposit your paycheck.
Add cash at 135,000 locations.

Borrow Money

You can borrow money and
build your credit history with
an iAdvance Line of Credit.

FREE Credit Builder

Show your payment ability.
We report your payment history.

Pay Bills Online

You can pay anyone, anytime.
Pay your bills for free.


Why customers love AccountNow Prepaid Cards

Saves you lots of money
"My AccountNow Prepaid Card is so convenient to use! I have my paycheck direct deposited onto the card every payday, there are no more trips to the bank, and I no longer spend money on expensive check cashing fees. My son goes to college out of state. We both have AccountNow Prepaid Cards so I'm able to get him money whenever he needs it, even on the weekends. I just log online and use the "share money" feature and transfer money from my card to his. This feature is fantastic!"
Sara - Franklin, TN

Achieve financial freedom with an AccountNow Prepaid Visa or Prepaid MasterCard card. An AccountNow prepaid card account can help to manage your money safer, easier, and cheaper. Learn about the other benefits of having an AccountNow prepaid card account.

Works like a checking account

AccountNow Prepaid Visa and Prepaid MasterCard cards work similar to an online checking account. Keep your money safe in one of our prepaid card accounts instead of carrying it around in cash. All AccountNow prepaid accounts are FDIC insured, like a checking account, to ensure the safety of your money.

Our prepaid accounts all come with a prepaid card containing the debit logo. Our prepaid cards are like bank issued debit cards but better. Not only can you make purchases and withdraw cash with our prepaid card, but you never have to worry about overdrafts because you can only spend what is in your account.

Better than a credit card.

AccountNow Prepaid Visa & Prepaid MasterCard cards do not extend credit like credit cards, meaning you can’t spend money you don’t have. Since you are only spending money you add to your prepaid card account, you can avoid falling into debt and possibly damaging your credit score. Because you’re not borrowing money, you will never have to worry about finance charges, late charges, or over-the-limit fees.

The AccountNow prepaid card is a Visa or MasterCard branded debit card. Not only can you use our card to shop & pay bills online, make hotel & car rental reservations, and purchase goods & services wherever Visa or MasterCard is accepted but it can also be used to withdraw cash at virtually any ATM or bank.

Saves you lots of money.

Save hundreds of dollars a year using the AccountNow Prepaid Visa and Prepaid MasterCard card instead of traditional checking accounts, credit cards, bill paying services, check cashing, or bill paying services.

There are never any late fees, finance charges or overdraft fees. You get unlimited bill paying and credit builder free of charge – no need to pay for postage or money orders. Also, you’ll never have to pay to cash your benefits or payroll check when you use our free direct deposit service.

Helps build your credit history.

Using the AccountNow Prepaid Visa and Prepaid MasterCard card can help you build your credit history in two ways. First, pay your bills online for free to save time, money, and demonstrate your credit worthiness. Our free credit builder program reports your bill payment history to PRBC, a credit bureau.

Second, use the AccountNow iAdvance Line of Credit – a sensible borrowing alternative to payday loans. The iAdvance Line of Credit is a short term loan program that is easy to get and cost less than a payday loan. When you pay back the loan, we will report your payment history to the major credit bureaus.

Safer than cash.

Your AccountNow Prepaid Visa or Prepaid MasterCard card is protected against fraud with Visa’s Zero Liability and the MasterCard Zero Liability** coverage. This protects you from unauthorized charges made to your prepaid card account in case your card is lost or stolen.

The funds on your AccountNow prepaid card are also FDIC-insured and backed by the US Government.

Everyone is accepted.

Getting an AccountNow Prepaid Visa or Prepaid MasterCard card is easier then qualifying for a credit card or checking account. 100% guaranteed approval ensures you will qualify for one of our prepaid card accounts as long as you have valid identification.

If you have bad credit history or no credit at all you can still get an AccountNow prepaid card because we will never check your credit. Even if your banking history isn’t great or you are on ChexSystems, you are still eligible to get one of our prepaid card accounts.

Earn $25 with Direct Deposit

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Instant Approval, Guaranteed*
No ChexSystems / Credit Check

Best Consumer-funded Prepaid Card






Visa Logo- AccountNow Prepaid Visa
MasterCard Logo- AccountNow Prepaid MasterCard
iAdvance - MetaBank - Verisign
Better Business Bureau
Better Business Bureau
Member since 2006
FDIC Insured


AccountNow Prepaid Visa Card is issued by MetaBankTM pursuant to a license from Visa U.S.A. Inc. AccountNow Prepaid MasterCard Card is issued by MetaBank pursuant to license by MasterCard International Incorporated. Funds are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. If you sign up for Credit Builder, your bill pay transactions will be reported to PRBC®.

iAdvance is an open-end line of credit offered by MetaBank, a federally chartered savings association, located in Sioux Falls S.D. Consult the iAdvance FAQs for further details. Cardholders must complete a separate application for iAdvance Line of Credit. Certain fees and eligibility requirements apply.

*The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Guaranteed Approval is contingent upon successfully passing this mandatory identification confirmation. Cardholders must complete a separate application for iAdvance Line of Credit. Certain fees and eligibility requirements apply.

**Conditions and exceptions apply. Visa’s Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

AccountNow reserves the right to modify or discontinue any product, services or special offers with or without prior notice.

AccountNow is a trademark of AccountNow, Inc.
All other trademarks, service marks and other registered marks are the property of their respective owners.

© Copyright 2008 AccountNow, Inc. All Rights Reserved.