Buy Right Reviews Compared to the Benefits of an AccountNow Card
The BuyRight Prepaid Mastercard allows you to spend or withdraw money up to the amount you deposit on your card so you don’t end up spending more money than you have. The Buy-Right prepaid MasterCard offers a points program that allows you to earn a BuyRight point for every $1 you spend with your prepaid card. Your points earned can only be redeemed for prepaid wireless time through TracFone, Verizon, or AT&T. If you add the benefits of the BuyRight point system, you’ll find that you still end up paying much more in monthly usage costs. For example, the Buyright card charges $1.00 for each PIN transaction as well as having a $0.50 ATM withdrawal decline fee. These fees add up over time.
HIGHER CARD BALANCE. Compare our maximum cash balance of $10,000 to BuyRight’s $2,500 limit. You can store 4 times more money with the AccountNow card. We give you the ability to store, track, and save your money, making the AccountNow Prepaid Card the perfect
online banking solution for those unable to get a checking account. Maintaining a higher card balance allows you to manage all of your finances in one place.
FREE CARD ACTIVATION. Don't pay money to spend money. With the AccountNow Prepaid Card, you can avoid the activation cost that BuyRight, and the majority of other prepaid cards, charge to setup an account. BuyRight charges an outrageous $29.95 just to activate your card, and that doesn’t even include the minimum load fee of $20; that’s nearly $50 out of your pocket just to setup a BuyRight card account!
FREE CREDIT BUILDER. Now you can
build credit history with your bill pay transactions. Activate free credit builder and when you use our free bill pay to
pay bills online, your payment history will automatically be reported to PRBC, a national credit reporting agency. Building credit history is helpful when applying for housing, credit, insurance, and even employment. Best of all, this feature is absolutely free. The Buy-Right prepaid MasterCard does not offer this valuable feature. It’s no wonder most folks pick the AccountNow card over the Buyright prepaid card.
BORROW MONEY. The days of pricey payday loans are over! As an AccountNow account holder, you can build credit history when you borrow money with iAdvance
® Line of Credit from MetaBank. This is a great alternative to
payday loans when you need money for unexpected emergencies. This is a line of credit through your AccountNow Prepaid Card. And the good news, your repayments are reported to the three major credit bureaus, Experian, Equifax, and TransUnion - so you'll build credit history. Building credit history is so valuable when it comes to applying for any type of loan. The BuyRight prepaid card does not offer
iAdvance Line of Credit or similar products. Find out more information regarding credit,
ChexSystems, and other money-related topics in our free Personal Finance Center, Money 411. Here, you’ll find helpful resources that can help with saving or
budgeting your money wisely.
FREE INSTANT ONLINE BILL PAY. Pay bills online to anyone, anytime, anywhere - instantaneously! The AccountNow Prepaid MasterCard provides a safe and easy way to pay bills online, send money, and purchase goods and services. Paying bills online in electronic form is faster and safer than sending a paper check. Online bill pay also helps avoid the headaches of going to a
check casher just to get your bills paid. The BuyRight prepaid card charges $1 per transaction. These fees can add up over time and you do not build credit history using their program.
1 Average monthly card usage is based on 8 PIN transactions, 7 signature transactions, 3 cash withdrawals, 4 online bill pays (2 electronic/ 2 mail), 2 bank-to-card transfers. Comparison chart last updated 04/06/10.