RushCard Reviews Compared to the Benefits of an AccountNow Card
The rush card is a prepaid card by Russell Simmons, the same creator of Def Jam Music and both the Baby Phat and Phat Farm clothing line. Though the card is touted as a convenient way to manage money, it’s clearly not the cheapest nor does it offer as many features and benefits as the AccountNow Prepaid Visa or MasterCard. Russell Simmons has garnered a large following due to the popularity of his music and clothing label and is hoping to do the same with his branded Rush Card. If you are looking for a
online checking account alternative, we recommend signing up with AccountNow. You get more features and benefits that will help you manage your money in the long run. Compare the average monthly usage costs and the Rush Card charges more fees for fewer features. For example, the Rush Card charges $1.00 for each PIN transaction.
FREE ONLINE BILL PAY. The AccountNow Prepaid Visa Card provides a safe and easy way to
pay bills online, send money, and purchase goods and services. Enjoy the convenience of paying bills online - to anyone, anytime, anywhere. You can even send a real physical check to a person or company. Simply go online and enter the business or individual’s information (name, address, and amount of payment). Then, a real physical paper check is sent. No more purchasing expensive money orders again! Compare this to the cost of bill pay on the Rush Card, which charges $1 per transaction as well as having a $2 sign up fee.
MORE CASH LOAD LOCATIONS. Compare our 148,000 cash load locations with only 80,000 locations with Russell Simmons’ rushcard. We make it really convenient to load your prepaid card. With the Rush Card, you can only add cash at
Western Union and
MoneyGram locations. AccountNow uses the same but also allows you to load cash with
Green Dot Money Pak and
Visa ReadyLink.
FREE CARD ACTIVATION. Stop paying for card activation. Instead of paying the $9.95 activation fee for the RushCard, get free activation and more features with an AccountNow card. That’s already an instant savings.
FREE CREDIT BUILDER. Now you can get credit for your bill pay transactions. Simply enroll in our free
credit builder program and pay your bills online and your payment history is reported to a national credit reporing agency, PRBC. Building your payment history is helpful when applying for housing, credit, insurance, and employment. Compare this free feature with the Rushcard and you’ll find that you end up paying a lot more in bill pay fees. Up to $1 per transaction. It’s no wonder most folks pick the AccountNow card over Russell Simmon’s Rush Card.
REFER A FRIEND AND EARN CASH. Want to earn $20? Simply refer friends and family and you’ll earn $20 for every card activated. Compare this reward with the Rush Card which only offers $5.
BORROW MONEY. Need to borrow money for emergencies? As an AccountNow account holder, you can borrow money with
iAdvance® Line of Credit from MetaBank and build credit history at the same time. This line of credit through your AccountNow Prepaid Card is a great alternative to expensive
short term loans. And the best news, your repayments are reported to the three major credit bureaus, Experian, Equifax, and TransUnion - so you’re building credit history at the same time. Everyone is talking about credit these days. It’s extremely important when it comes to applying for any type of loan. Compare this feature to the Rush Card and you’ll see that this is not even offered.
PERSONAL FINANCE CENTER. Need finance tips and advice? Visit our free finance center, Money 411, to access online articles, tips, and advice designed specifically to help with
budgeting and regaining control of your finances. Money 411 contains many money related topics, such as
ChexSystems and
check cashing services. RushCard does not offer anything comparable to AccountNow’s Money 411.
1 Average monthly card usage is based on 8 PIN transactions, 7 signature transactions, 3 cash withdrawals, 4 online bill pays (2 electronic/ 2 mail), 2 bank-to-card transfers. Comparison chart updated 04/06/10.