The materials on this website are provided for informational purposes only and do not constitute financial or tax advice.

Social Security Benefits Payments for FEBRUARY 2014 to your AccountNow® Visa® Prepaid Card & AccountNow® Gold Visa® Prepaid Card


Customers with AccountNow prepaid cards issued by The Bancorp Bank may get their direct deposits faster▼. See the back of your AccountNow prepaid card for issuing bank.

Supplemental Security Income (SSI) and some VA Benefit deposits with a normal payment date of JANUARY 31 from US TREASURY will post between JANUARY 24, 2014 and JANUARY 31, 2014.

Deposits for individuals who began receiving benefits prior to May 1997 or who receive both SSA & SSI payments with a normal payment date of FEBRUARY 3 from US TREASURY may post between JANUARY 27, 2014 and FEBRUARY 3, 2014.

If your normal payment date for SSI, SSA or VA Benefits is:

January 31 – Estimated date benefits will be deposited on your AccountNow prepaid card:

January 24 – 31

February 3 – Estimated date benefits will be deposited on your AccountNow prepaid card:

January 27 – February 3

If your normal payment date falls on the second, third or fourth week of the month:

1st – 10th – Estimated date benefits will be deposited on your AccountNow prepaid card:

February 5 – 12

11th – 20th- Estimated date benefits will be deposited on your AccountNow prepaid card:

February 12 – 19

21st – 31st- Estimated date benefits will be deposited on your AccountNow prepaid card:

February 19 – 26

The deposit dates shown above are ESTIMATES of when you will receive your SSI, Social Security, and Benefits payments, based on when we generally see payments post. Our ESTIMATED dates are not guaranteed.

AccountNow generally receives direct deposits from the Social Security Administration prior to the payment date shown on the schedule of Social Security Benefits payments for 2013. As soon as AccountNow receives these deposits, we post the payment onto your prepaid card, to get your money to you as soon as possible. AccountNow has no control over when we receive direct deposits from the government.

Government payments are generally received before 8pm Central time. As a reminder we always post direct deposits as soon as we receive them as long as your account has been activated and is in good standing.

Direct Deposit – Frequently Asked Questions

How does it work?

Direct Deposit can be used for paychecks & government benefits checks (Social Security, SSI, SSDI, DFAS or VA compensation). All or part of your paycheck/benefits check can be directly deposited into your card account. Existing cardholders can log in to the online Customer Center to print a direct deposit form. Fill it out and give it to your employer or benefits provider. The form will include both a bank routing number (sometimes referred to as the ‘ABA Routing Number’) and your deposit account number.

How long will it take?

It generally takes 1 or 2 pay periods for Direct Deposit to begin. Ask your Employer or Benefits provider for more information.

How much does it cost?

Direct Deposit is a free† service for you and your employer or benefits provider.

How will I get paid faster?

Direct Deposit is the fastest way to get paid and avoid the hassles of dealing with a paper check. With Direct Deposit your funds are electronically deposited into your card account so there’s no waiting for a check to clear. Once you set up Direct Deposit with your Employer or Benefits Provider, AccountNow will process deposits as soon as they are received – which may be up to 2 days faster than you would normally receive a check from your employer or benefits provider.

When will I start getting paid early?

Not everyone will get paid earlier than the employer or benefits provider’s scheduled pay date as direct deposit and early deposit capability is subject to the employer or benefits provider’s support of the feature and the timing of the payer’s funding. If your employer or benefits provider supports direct deposit and sends funds in advance of your payday, you will see early deposits effective after the second direct deposit is received.

Can the dates of my deposits vary?

Yes, the dates of your deposits may vary depending on the timing of the employer or benefits provider’s funding.

Are all AccountNow cardholders eligible for early deposits?

Currently, this early deposit feature is only available on AccountNow Gold and classic Prepaid Visa cards issued by The Bancorp Bank. You can check the back of your card for your issuing bank. Click here to sign up. It’s important to note that not all of The Bancorp Bank deposits will post early, as it is dependent upon when we receive your deposit information. Each pay period may vary.

What if I am already enrolled in Direct Deposit?

You don’t need to do anything. If you already made more than 2 deposits, you should already have seen the benefits of this new feature and are getting paid earlier!

How do I qualify for the $15 Direct Deposit bonus?

This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 month after being approved to receive a card you must deposit at least $500 per month via recurring direct deposit in two or more consecutive months. Learn more.


▼Applies to customers with prepaid cards issued by The Bancorp Bank with recurring direct deposits, and will be effective after the second direct deposit is received. Faster access to funds is based on comparison of traditional banking policies versus eligible electronic direct deposit. Direct deposit and early deposit capability is subject to payer’s support of the feature and timing of payer’s funding. MetaBankTM is not associated in any way with this offer and does not endorse or sponsor this offer.

†There is no additional charge for this feature, but fees apply to your prepaid card. See your Cardholder Agreement for fees, terms and conditions.

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Never Lose your Credit Card, Debit Card, or Prepaid Card Again

Do you find yourself constantly losing your credit card, debit card, or prepaid card? Don’t worry, you’re not alone. Losing cards seems to be a very common problem among credit, debit, and prepaid card cardholders. Here are some helpful tips to prevent you from losing your card. Enjoy, and use these to prevent the hassle of having to order a new card and keep your identity safe and sound.AccountNow prepaid debit cards

  1. Always keep your card in the same place. Make good habits. Be sure to put it in the same spot in your wallet after every purchase so that you always know where it is.
  2. Don’t lend out your card. Some of the most often card losses occur when people lend it to a friend to use and never get it back. If you do lend your card to a friend, you will be responsible for any transactions made by your friend until the card is returned to you or you call to close the card account. Lend cash instead, better safe than sorry.
  3. Always keep your PIN a secret. This will avoid getting your identity stolen. You never know who is around and what they are capable of. It is best to select a PIN that is easy for you to remember. To protect you from fraud, your PIN should never be written down. Forgot your PIN?
  4. Try out a phone case with a cardholder. People always have their smart phones attached to them at all times. Many companies offer a phone case with a built in compartment for your debit card. This is useful to keep everything in one place.
  5. Don’t give out your card number to untrusted sites. Many identity thefts are committed through email offers. If you receive an unsolicited email asking for your card number or other personal information DO NOT give it out. Only enter card info into reliable sites.
  6. Check your purchase history online. This will show you the last place you used your card, allowing you to retrace your steps. [Read more...]
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Win With Visa NFL Sweepstakes



  2. ELIGIBILITY: The Visa 2013 Super Bowl XLVIII Sweepstakes (“Sweepstakes”) is open only to legal residents of the 50 U.S. and D.C., 18 or older as of 9/05/13. Commercial card eligibility is subject to employer policies regarding sweepstakes participation. Void in Puerto Rico and where prohibited. Employees of the National Football League (“NFL”), its member professional football clubs, NFL Ventures, Inc., NFL Ventures, L.P., NFL Properties LLC, NFL Enterprises LLC, NFL Productions LLC, NFL International LLC and each of their respective subsidiaries, affiliates, shareholders, officers, directors, agents, representatives, and employees (collectively, “NFL Entities”), Visa U.S.A. Inc. (“Sponsor”), Visa Inc., Visa International Service Association, and their respective parents, successors, affiliates, subsidiaries, trustees, and client financial institutions, prize suppliers, and advertising and promotion agencies, Tenthwave Digital, LLC. and each of their respective agents, representatives, officers, directors, shareholders, and employees (collectively, “Releasees”), and each of their immediate family members (spouse, parents, children, siblings, and their respective spouses, regardless of where they live) and individuals living in the same households of each of these individuals, whether related or not, of the above are not eligible to enter or win. Sweepstakes is subject to all applicable federal, state, and local laws. U.S. law governs this Sweepstakes.
  3. SWEEPSTAKES TIMING: Begins at 12:00:00 AM Pacific Time (“PT”) on 9/05/13, and ends at 11:59:59 PM PT on 12/29/13 (“Promotional Period”). [Read more...]
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Don’t Miss These Deductions on Your 2012 Tax Return

If you prepare your tax returns yourself, either by hand or even with tax software, you are likely to end up paying more than you owe.  No matter how much you know about tax law or how detailed your software may be, it is likely that you will miss or forget about certain deductions that could lower your tax bill.  Even if you use an accountant or tax preparation service, it is a good idea to ask if you are entitled to the following deductions.  No one knows more about your spending habits and expenses than you do, and it is ultimately your responsibility to investigate your eligibility for various deductions or credits under the law.

While some of these deductions are taken “above the line”, which means they reduce your total adjusted gross income on which you pay tax, others are only available if you itemize your deductions.  It may be more work up front, but itemizing will almost always get you a larger deduction than if you take the standard flat deduction.

1. Medical Expenses

If your total medical expenses equal more than 7.5% (rising to 10% in 2013) of your adjusted gross income, you can deduct them.  This includes health insurance, dental insurance and long-term care insurance premiums, medical equipment or medications taken pursuant to a doctor’s orders, and even some of the expenses incurred traveling to and from medical treatment. [Read more...]

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