NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES.  A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

DATES OF THE PROMOTION: The “Triple Your Refund” Sweepstakes (the “Sweepstakes”) begins at 12:00 AM (Eastern Time [“ET”]) on January 16, 2014 and ends at 11:59 PM ET on April 30, 2014 (the “Sweepstakes Period”)

ELIGIBILITY: To enter the Sweepstakes, you must be a lawful permanent resident in one of the 50 United States or the District of Columbia, 18 years of age or older with a unique, personal and valid Social Security number and must not be considered a minor in your state of residence (the “Entrant”). Employees of AccountNow Inc. (the “Sponsor”) and their affiliated companies, parents, subsidiaries, service partners, and advertising and promotion agencies, including, but not limited to National Sweepstakes Company, LLC (the “Sweepstakes Administrator”), herein (collectively, “Sweepstakes Entities”), and their immediate families (i.e. parents, children, siblings, spouse) and members of their households (whether related or not) are ineligible to participate in this Sweepstakes. Sweepstakes is void in Puerto Rico, U.S. territories and possessions, outside of the United States, and where restricted or prohibited by law.  By entering, Entrants agree to be bound by these Official Rules, including all eligibility requirements and the decisions of the Sponsor, which are final and binding.

HOW TO ENTER:  There are two (2) ways to enter the Sweepstakes:

1.   Tax Refund Direct Deposit Entry: Make a qualifying electronic direct deposit of a federal or state tax refund of $10 or more during the Sweepstakes Period to your AccountNow® Gold Visa® Prepaid Card, AccountNow Prepaid Visa Card, AccountNow Prepaid MasterCard®, MoneyGram® AccountNow Prepaid Visa Debit Card, or READYdebit® Gold Visa Prepaid Card and receive one (1) entry for each qualifying direct deposit. For example, an Entrant making a FEDERAL and STATE electronic direct deposit on April 2, 2013 will receive two (2) entries into the Sweepstakes. PayPal transfers, loan transfers, balance transfers, payroll deposits, and government benefit deposits do not qualify and will not be eligible for entry. PLEASE NOTE: A qualifying electronic deposit entry of a federal or state tax refund is dependent upon the date in which the qualifying electronic deposit has been received. In order to receive an entry into the Sweepstakes, the qualifying electronic deposit of a federal or state tax refund must be processed by 11:59 PM ET on April 30, 2014. An Entrant making a deposit that will be processed after 11:59 PM ET on April 30, 2014 will not be considered an entry into the Sweepstakes. Each qualifying electronic direct deposit will be assigned a unique entry number.

Entrant must be a valid AccountNow, READYdebit Gold or MoneyGram AccountNow Cardholder in order to enter via Tax Refund Direct Deposit Entry.

To apply or view terms and conditions for an AccountNow Prepaid Card or MoneyGram AccountNow Prepaid Card visit www.accountnow.com or www.mymoneygramaccountnowvisa.com/signup.

To purchase or view terms and conditions for a READYdebit Gold Prepaid Card visit https://www.READYdebitGold.com/locations.

2. Mail-in Entry: To enter without a Direct Deposit entry, on a plain 3” x 5” card, legibly print or type your name, age, complete address, city, state, zip code, home phone number (including area code), and email address (if any). Then, mail your 3” x 5” card in a postage-affixed sealed envelope to: “Triple Your Refund” Sweepstakes, PO Box 10367, Rochester, NY 14610.  Mail entries must be postmarked by May 1, 2014 and be received by May 8, 2014. No mechanically or programmatically reproduced entries are permitted.  One (1) entry per envelope. Neither the Sponsor nor the Sweepstakes Administrator will verify receipt of entries for Entrants. All entries submitted become the sole property of Sponsor and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, or damaged mailed entries.

Limit of two (2) entries per Entrant throughout the Sweepstakes, regardless of method of entry.

In the event of uncertainty as to the identity of an Entrant, that Entrant will be disqualified. 

GRAND PRIZE DRAWING/WINNING:  On or about May 14, 2014, a Grand Prize winner will be selected in a random drawing conducted under the supervision of the Sweepstakes Administrator, an independent judging organization, whose decisions are based on their sole discretion and interpretation of these official rules, and are final and binding in all respects. Odds of winning depend upon the total number of entries received during the Sweepstakes.

PRIZE:

Grand Prize:  One (1) Grand Prize equivalent to the dollar amount of the winner’s federal and state tax qualifying electronic deposits combined multiplied by two up to $15,000. The amount to be awarded for the Grand Prize will be based on the sum of the Entrant’s qualifying electronic deposits. If the Grand Prize winner has an open AccountNow, READYdebit Gold or MoneyGram AccountNow account, the Grand Prize will be credited to their AccountNow, READYdebit Gold or MoneyGram AccountNow Card. In the event that a Grand Prize winner does not have an AccountNow, READYdebit Gold or MoneyGram AccountNow Card, a check for $5,800 will be provided in lieu of double the amount of their tax refund. This amount is approximately two times the estimated average tax return amount on an AccountNow Card in 2013.  The maximum Average Retail Value (ARV) of the Grand Prize is $15,000.

Example 1: An Entrant makes a qualifying electronic deposit of a federal tax refund of $2,600 onto their AccountNow, READYdebit Gold or MoneyGram AccountNow Card and this entry is selected as the Grand Prize. The Grand Prize amount to be awarded would be calculated as follows: $2,600 X 2 = $5,200.

Example 2: An Entrant makes a qualifying electronic deposit of a federal tax refund of $7,750 onto their AccountNow, READYdebit Gold or MoneyGram AccountNow Card and their entry is selected as the Grand Prize. The Grand Prize amount to be awarded would be $15,000 as two times the qualifying electronic deposit amount is $15,500 which exceeds the $15,000 limit for the Grand Prize.

Example 3: An Entrant makes a qualifying electronic deposit of both a federal tax refund of $2,500 and a state refund of $300 onto their AccountNow, READYdebit Gold or MoneyGram AccountNow Card. The Grand Prize amount to be awarded would be based on the combined total of their refunds, calculated as follows: $2,500 + $300 = $2,800; $2,800 x 2 = $5,600.

Total maximum ARV of the Grand Prize is $15,000.

PRIZE RESTRICTIONS: The amount of a prize that, if loaded to the prize winner’s AccountNow, READYdebit Gold or MoneyGram AccountNow Card, would cause a prize winner’s balance to go over AccountNow’s maximum balance limit will be awarded in the form of a check. No prize substitution, except at Sponsor’s sole discretion or as otherwise provided herein. Prizes are not transferable prior to award. All taxes on any prize are the sole responsibility of the prize winner and are not transferable.

Sponsor reserves the right to exclude from the Sweepstakes potential prize winners who are suspected of theft, fraud or any criminal activity related to AccountNow or its affiliates.

Winners are solely responsible for all other expenses not specified herein, including but not limited to applicable taxes, card fees and check cashing fees.

NOTIFICATION/PRIZE CLAIMS: 

GRAND PRIZE NOTIFICATION: Potential Grand Prize winner will be contacted by telephone or email within five (5) business days of the drawing date.  If the Grand Prize winner cannot be contacted within 48 business hours of the first attempt to contact him/her or the Grand Prize winner does not respond to the email notification, then that Grand Prize winner will be disqualified and an alternate Grand Prize winner will be selected.  In the event that the Grand Prize winner does not respond, cannot be contacted, or the email notification is undeliverable, an alternative Grand Prize winner will be selected until a winner is awarded.

GRAND PRIZE CLAIM: Once the Grand Prize winner has been confirmed by the Sponsor, except where prohibited, the potential Grand Prize winner must sign and return, within five (5) days of receipt, an Affidavit of Eligibility/Liability/Publicity Release and an IRS W-9 Form (the “Paperwork”) in order to claim the Grand Prize.  If the potential Grand Prize winner fails to return the Paperwork collectively within that time, or if an Entrant is found to be ineligible, or if he/she does not comply with the Official Rules, then the potential Grand Prize winner will be disqualified and an alternate Grand Prize winner will be selected through a random drawing by the Sweepstakes Administrator from the remaining entries. If the prize or prize notification is returned as undeliverable, this will result in disqualification and an alternate Grand Prize winner will be selected. Except where prohibited by law, Grand Prize winner’s entry and acceptance of the prize constitutes permission for the Sweepstakes Entities to use said Grand Prize winner’s name, photograph, likeness, statements, biographical information and voice on a worldwide basis, and in all forms of media, in perpetuity, without further compensation.

SWEEPSTAKES CONDITIONS: This Sweepstakes is subject to all applicable federal, state and local laws. By participating, Entrants agree to be bound by these Official Rules and the decisions of the Sponsor and waive any right to claim ambiguity in the Sweepstakes or these Official Rules. Sweepstakes Entities are not responsible for lost, late, misdirected, undeliverable, illegible, or incomplete entries, whether due to system errors or failures, faulty transmissions or other telecommunications malfunctions, entries not received resulting from any hardware or software failures of any kind, lost or unavailable network connections, failed, incomplete or garbled computer or telephone transmissions, typographical or system errors and failures, faulty transmissions, technical malfunctions, or otherwise.  Sponsor may prohibit an Entrant from participating in the Sweepstakes or winning a prize if, in its sole discretion, it determines that said Entrant is attempting to undermine the legitimate operation of the Sweepstakes by cheating, hacking, deception, or other unfair playing practices (including the use of automated quick entry programs) or intending to annoy, abuse, threaten or harass any other Entrants, Sponsor, or Sweepstakes Entities. If for any reason this Sweepstakes is not able to be conducted as planned, including, but not limited to, by reason of infection by computer virus, bugs, tampering, unauthorized intervention, fraud or any other causes beyond the reasonable control of Sponsor or the Sweepstakes Administrator which corrupt or affect the administration, security, fairness, integrity or proper conduct of the promotion, then Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Sweepstakes and randomly draw from those entries received up to the cancellation/suspension date.  CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSORS RESERVE THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY’S FEES) FROM ANY SUCH ENTRANT TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.

NO LIABILITY: By entering, Entrants and Winners agree to comply with all Official Rules, as stated and agree to release, discharge, indemnify and hold harmless the Sponsor, its affiliates, and their respective agents, representatives, officers, directors, shareholders, and employees (the “Releasees”) from any claims, actions, injury, loss or damage of any kind, including, without limitation, personal injury or death, resulting, directly or indirectly, in whole or in part, from participating in this Sweepstakes or form the acceptance, possession, or use or misuse of a prize. This limitation of liability is a comprehensive limitation of liability that applies to all damages of any kind, including, without limitation, compensatory, direct, indirect, or consequential damages; loss of data, income or profit; loss of or damage to property; and claims of third parties. Entrants agree that Releasees have not made nor are in any manner responsible or liable for any warranty, representation, or guarantee, statutory, express or implied, including, without limitation, the implied warranties of merchantability, title, and fitness for a particular purpose, in fact or in law, relative to this Sweepstakes.

WINNER’S LIST/RULE REQUEST: To receive the prize winner list or an additional copy of these Official Rules, send a self-addressed, stamped business-size (#10) envelope to be received by June 9, 2014 to: “AccountNow Triple Your Refund” Sweepstakes, P.O. Box 10505, Rochester, NY 14610. Please specify “Rules” or “Winner List.

REMOVAL REQUEST: To have your name removed from this Sweepstakes please send your name and address on a 3” x 5” cards in a postage affixed sealed envelope to “AccountNow Triple Your Refund” Removal Request, 693 East Ave, Ste 302, Rochester, NY 14607.

SWEEPSTAKES ADMINISTRATOR: This Sweepstakes is being administered by National Sweepstakes Company, LLC, 693 East Ave., Rochester, NY 14607, an independent judging organization, whose decisions will be final regarding the conduct of this Sweepstakes.

SPONSOR: AccountNow, Inc., 2603 Camino Ramon Ste 485, San Ramon, CA  94583.

This Sweepstakes shall not be published without the written permission of the Sponsor.

The Bancorp Bank and MetaBankTM are not affiliated in anyway with this Sweepstakes and does not endorse or sponsor this contest.