Credit Builder Help

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What is Credit Builder?

Credit Builder is an optional service which allows your payment history to be shared with PRBC®, a national credit reporting agency, to help you establish credit worthiness.

How does Credit Builder work?

Every time you make a bill payment with AccountNow Bill Pay, we will send your bill payment information to PRBC®, a national credit reporting agency.

How do I add Credit Builder to my prepaid account?

You can add Credit Builder when sign up for your prepaid account or when you activate the AccountNow Bill Pay service.

How can AccountNow help build my credit history?

AccountNow helps build your credt history by reporting your payment history two different ways. If you are enrolled in our free credit builder program, AccountNow will report your payment history to PRBC® each time you pay a bill with our free onine bill pay.

The second way AccountNow will report your payment history is with the iAdvance Line of Credit. Each time you borrow money, AccountNow will send your payback history to all three of the major credit bureaus.







AccountNow Prepaid Visa Card is issued by MetaBankTM pursuant to a license from Visa U.S.A. Inc. AccountNow Prepaid MasterCard Card and AccountNow Money Share Prepaid Maestro Card are issued by MetaBank pursuant to license by MasterCard International Incorporated. Funds are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. If you sign up for Credit Builder, your bill pay transactions will be reported to PRBC®.

iAdvance is an open-end line of credit offered by MetaBank, a federally chartered savings association, located in Sioux Falls S.D. Consult the iAdvance FAQs for further details. Cardholders must complete a separate application for iAdvance Line of Credit. Certain fees and eligibility requirements apply.

*The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Guaranteed Approval is contingent upon successfully passing this mandatory identification confirmation. Cardholders must complete a separate application for iAdvance Line of Credit. Certain fees and eligibility requirements apply.

**Conditions and exceptions apply. Visa’s Zero Liability policy covers U.S.–issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

AccountNow reserves the right to modify or discontinue any product, services or special offers with or without prior notice.

AccountNow is a trademark of AccountNow, Inc.
All other trademarks, service marks and other registered marks are the property of their respective owners.

© Copyright 2008 AccountNow, Inc. All Rights Reserved.

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iAdvance Line of Credit from MetaBank