Second Chance Banking
When issues with your banking history deny you a checking account, consider second chance banking as a way of getting back into the banking system.
Prepaid cards are commonly referred to as prepaid credit cards but function more like a debit card than a credit card. Credit cards extend a line of credit to cardholders whereas prepaid cards only use money loaded on the card. Prepaid cards can be used to withdraw money or pay for goods and services wherever MasterCard and Visa debit cards are accepted.
AccountNow featured in a prepaid card industry study conducted by CFSI (Center for Financial Innovation). The researchers found "…evidence about the potential of prepaid cards to enhance families’ financial well-being."
Check Cashing Services
Most people have mixed emotions about using check cashing centers; however, there is good discussion as to why these financial service centers should, or should not, be used.
Are you tired of paying the high price of cashing a check at a check cashing center? Learn about alternative methods for cashing checks.
ChexSystems
Are you having trouble opening a banking account? Do you keep getting denied and can't understand why? This may be caused by a service, used by financial institutions, called ChexSystems. What is ChexSystems and what does it have to do with you? I'm glad you asked.
Answers to the commonly asked questions regarding ChexSystems.
This guide includes dispute instructions, ChexSystems contact information and a sample dispute letter.
Online Banking
Find out what an online bank is as well as what to look for when choosing one.
Discover 4 advantages that online banking has over physical bank locations.
Find out how to tell if your internet bank is safe.
Learn how to protect the safety of your online bank account with this simple guide.
Payday Loans
When you need money now and can’t wait until your next paycheck, payday loans may be the answer. However, using payday loans can have its disadvantages as well.
Payday loans can be beneficial if used responsibly. For others, using payday loans may lead to additional financial struggles. Here are some useful alternatives to payday loans.
Tax Refunds and Rebates
Every year millions of Americans anxiously await their yearly tax refunds from Uncle Sam. If you are one of the thousands expecting a tax refund, here is some useful information you may not know about, as well as suggestions to get your money faster.
If you are one of the millions of Americans expecting a tax refund this year, you may be asking yourself, “How do I spend my refund?” Find out how to put your refund money to good use by spending it wisely