NOTE: If you are an existing customer, you may be under a different price plan.  Please log in to your account and refer to your Cardholder Agreement.



AccountNow Gold Visa Prepaid Card and AccountNow Prepaid MasterCard Card
Card Fees
Initial and Monthly Fees
AccountNow Gold Visa Prepaid Card AccountNow Prepaid MasterCard Card
Activation Fee (SVC CHG FIRST LOAD)
A one-time fee charged at the time of the first value load on your Card
$0.00 $4.95; one time charge
Monthly Fee (SVC CHG-MONTHLY)
A monthly amount initially charged at the time of the first value load on your Card, and charged on the same day of each subsequent month.
$9.95 $0.00
Get Cash
U.S. ATM Withdrawal (SVC CHG ATM WITHDRAW)
A per-transaction fee for using a U.S. ATM to withdraw money.

Tip 1: To avoid ATM fees, select “Debit” and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores.
Tip 2: To avoid ATM Operator fees, use surcharge-free ATMs available in most states. For states and ATM locations nearest you, visit http://www.accountnow.com/services/find-atm.aspx
$2.50* $2.50*
ATM Decline (SVC CHG NSF ATM)
A per-transaction fee for using an ATM to withdraw money from your Card account and having the transaction declined.
$1.00* $1.00*
Bank Teller Cash Withdrawal (SVC CHG CASH ADV)
A per-transaction fee for using a bank teller to withdraw cash from your Card account.
3% of amount withdrawn 3% of amount withdrawn
ACH Debit (SRVC CHG-ADD/REM FND)
A per-transaction fee charged each time funds are withdrawn from your Card account using our bank routing number and your account number.
Tip: To avoid ACH debit fees you can use the online Bill Pay service we make available to you through our third party service providers (“Bill Pay”) to make payments to payees instead of using our bank routing number and your Account Number for payment.
$2.50 $2.50
International ATM Withdrawal (SVC CHG ATM WITHDRAW)
A per-transaction fee for using a non-U.S. ATM to withdraw money.
Tip: To avoid ATM fees, select “Debit” and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores.
$4.95* $4.95*
Spend Money
Card purchases when using your signature (Visa or MasterCard Purchase) (SVC CHG NO PIN TRN)
A per-transaction fee for using your Card to make purchases using your signature.
$0.00 $1.00
Card purchases when using your PIN (Debit Purchase) (SVC CHG PIN TRAN)
A per-transaction fee for using your Card to make purchases using your PIN.
$0.00 $1.00
Paying your bills online or by telephone using the Bill Pay service we make available to you (non-expedited service). $0.00 $0.00
Add Money
Adding money by Direct Deposit $0.00 $0.00
Adding money using third party money transfer services $0.00* $0.00*
Account Information
ATM Balance Inquiry (SVC CHG BALANCE INQ)
A per-transaction fee for using an ATM to obtain your Card account balance.
$1.50* $1.50*
Having load, balance, and other account information sent to your cell phone with Mobile Text Alerts $0.00** $0.00**
Managing your Card account online and viewing online statements $0.00 $0.00
Other Services
Express Delivery Charge (DR ADJ EXPEDTD FEE; SVC CHG EXPED CARD)
An amount charged each time you request that a Card be delivered to you on an expedited basis (within 3 business days).
$25.00
Additional Card (SVC CHG REPLACE CARD)
A fee charged each time you request and receive an additional Card for another person.
$10.00
Bill Pay Expedited Service (BILL PAYMENT)
A fee charged each time you request to have your funds delivered one to four business days faster when using the Bill Pay service we make available to you.
$9.95
Paper Statement (STATEMENT FEE)
A fee charged for each paper monthly statement mailed to you upon your request.
Tip: There is no charge for online access to your Card account transaction history.
$1.00
Foreign Currency Conversion (SVC CHG INTRNTL TRAN) 3% of amount converted
*Third party fees may apply.
**Standard Text Message rates may apply.
Questions? Please call 1-866-925-2036 or visit www.accountnow.com.

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