How to Add Money on your AccountNow Card

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Choose one of two ways to add money to your prepaid account

Add all or part of your paycheck automatically with direct deposit

  • Direct Deposit


    Best Option
  • The most convenient way to add all or part of your paycheck to your prepaid account:

    • 100% FREE - No more check cashing and store fees to add money
    • Instantly accessible on payday
    • And get $25 Bonus on your account. Learn More

  • We never charge a fee for Direct Deposit

Deposit Cash on you Prepaid Account at a Store

  • Cash Network
  • Nearby Locations
  • Store Fee
  • Availability


Questions About Adding Money

Can I use direct deposit for one time deposits?

Yes. You can deposit your tax refund or other one time payments from institutions that offer direct deposit. Use the routing number and DDA number provided on your direct deposit form.

What happens to my direct deposit if I change jobs?

The payments from your previous job will stop automatically. To re-start direct deposit with your new employer, fill out another direct deposit form, sign it and hand it to your new employer.

How do I add cash to my prepaid account?

To add money to your prepaid account using cash, you will need to take your cash and card number to a store location that offers one of the following money transfer services:

How much does adding money to my prepaid account cost?

Direct Deposit is absolutely free. When you add money to your prepaid account with cash, the store location normally charges a "fee" for this service that varies by store. AccountNow does not charge a check cashing fee for adding money to your prepaid account.

How much money can I add to my prepaid account at one time?

There is no minimum on the amount you can add to your account; however, there is a daily maximum you can add to your account. The maximum daily limit is $6,000 for Direct Deposit and $950 for cash loads. For cash loads there is also a monthly limit of $9,500.

How often can I add money to my prepaid account?

You can add cash to your prepaid account up to 30 times in a 30-day time period using any of the available options: MoneyGram, Western Union, Visa ReadyLink (Visa only), or Green Dot (With Western Union, you are limited to a maximum of 10 times per 30-day period). For example, in a given 30 day period, you can add money 10 times using Western Union and another 20 times using MoneyGram or Green Dot, for a total of 30 times.

Why do I have to pay a fee to add cash to my prepaid account?

AccountNow does not charge any fees for adding money. However, if you want to add cash at a store, most stores charge a fee of $3.50 to $4.95. Adding your paycheck automatically is fast, free and easy with direct deposit. We offer special promotions from time to time to rebate or discount the store fee.

How do I know if my money was added to my prepaid account?

When adding cash, the store should provide you with a receipt number or reference number for each transaction. Please save this transaction number. You can also get your balance information using our FREE SMS Text Alert service.

When will the money be available?

Your money will normally be available on your payday if you are using Direct Deposit. If you are loading cash, your money will generally be available instantly.
Get a $25 Bonus
You must set up a recurring Direct Deposit within 60 days of opening your account and make a minimum of two direct deposits of $100 or more each. Minimum Direct Deposit amount is $50 per deposit for customers who opened an account on or before 5/1/2010. Click here for complete details.
Special Offer
Imagine getting a bonus just by adding $$ to your Visa Prepaid card. Learn more.



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Instant Approval, Guaranteed*
No ChexSystems / Credit Check
Get $25 Bonus with Direct Deposit





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AccountNow Prepaid Visa Card is issued by MetaBankTM pursuant to a license from Visa U.S.A. Inc. AccountNow Prepaid MasterCard Card is issued by MetaBank pursuant to license by MasterCard International Incorporated. Funds are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. If you sign up for Credit Builder, your bill pay transactions will be reported to PRBC®.

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*The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Guaranteed Approval is contingent upon successfully passing this mandatory identification confirmation. Cardholders must complete a separate application for iAdvance Line of Credit. Certain fees and eligibility requirements apply.

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