Direct Deposit - Get Paid Faster!

With direct deposit, your paycheck will be automatically transferred from your employer's bank account to your prepaid account every pay period.

Get Paid up to 2 Days Faster & a $15 Bonus (with qualifying direct deposit)!
Set up a recurring Direct Deposit totaling $500 a month for two consecutive months.
Learn how to get paid up to 2 days faster.

§ This offer is available to AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Eligibility Requirements

Ready To Enroll?

Select where you will be receiving your direct deposit from:


Am I eligible for direct deposit?

Yes. Most employers and benefits providers offer direct deposit as an option to get your money. Check with your employer or benefits provider today.

How can I start direct deposit?

  1. Ask your employer or benefits provider if direct deposit is available.
  2. Login to your AccountNow account and print your personalized form
  3. Print a blank form. See sample form below.
  4. Tell us how much money you'd like to add to your prepaid account - a portion of your paycheck (1% to 100%) or a fixed dollar amount ($10 to $5,000).
  5. Sign the form and hand it to your employer or benefits provider.
  6. Generally, it takes 1-2 pay periods for your employer to start depositing your paycheck in your prepaid account.

When will my money be available to me?

Your money will be available on your payday, but you may get paid up to 2 days faster▼

Know Your Numbers

You will need your Routing and Account numbers to start Direct Deposit. These are also the numbers you will use on your tax form when filing for your tax refund.

Routing Number

Check the back of your card for issuing bank.

If Bancorp your routing number is 031101169
If Metabank your routing number is 073972181

Account Number

Login to your account to locate your account number.

This direct deposit number is valid only for direct deposits made by your employer or benefits provider. If you attempt to use this direct deposit number for any other transaction, . Additionally, you may be subject to a fee and closure of your prepaid account.


100% Approval subject to ID verification*
No Credit Bureau Check
$15 Direct Deposit Bonus§

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AccountNow, Inc. is a BBB Accredited Financial Service in San Ramon, CA

AccountNow Gold Visa Prepaid Cards and AccountNow Prepaid Visa Cards are issued by The Bancorp Bank or MetaBank® pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted. The AccountNow Prepaid MasterCard (Classic) is issued by MetaBank pursuant to license from MasterCard International Incorporated and may be used everywhere Debit MasterCard is accepted. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. Funds are FDIC insured through the Issuer to at least $250,000. Please see the back of your card for its issuing bank. The Bancorp Bank and MetaBank, Members FDIC.

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

**The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or other certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit

***Conditions and exceptions apply – see Cardholder Agreement.

§This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Eligibility Requirements.

There is no additional charge for this feature. Fees apply to the prepaid card. See your Cardholder Agreement for fees, terms and conditions.

Applies to customers with recurring direct deposits, and will be effective after the second direct deposit is received. Faster access to funds is based on comparison of traditional banking policies versus eligible electronic direct deposit. Direct deposit and early deposit capability is subject to payer’s support of the feature and timing of payer’s funding.

This is not a credit card. Subject to ID verification.

Ingo Money Disclaimer: Ingo Money is operated by Ingo Money, Inc. and all check funding services are provided by First Century Bank, N.A. (collectively, "we", "us" or "our"). Use of Ingo Money is subject to the Ingo Money and First Century Bank Terms and Conditions, and the information you send to us is subject to the terms of our Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to an hour. All checks are subject to approval for funding in our sole discretion. Unapproved checks will not be loaded to your card. We reserve the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or deposit it elsewhere after funding, or if you otherwise act illegally or fraudulently. App Store is a service mark of Apple, Inc. Google Play is a trademark of Google, Inc. Data rates may apply.

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