| Description |
Fee |
| AccountNow Gold Customers on Direct Deposit* |
AccountNow Gold Customers without Direct Deposit |
AccountNow Visa "Classic" |
| Activation Fee applied at First Load of Card (SVC CHG FIRST LOAD) |
$0.00 |
$0.00 |
$4.95 one time charge |
| Monthly Fee (SVC CHG-MONTHLY) |
$9.95
WAIVED for each month
When $2,500 or more is loaded on your Card in the previous 30 days. |
$9.95
WAIVED for each month
When $2,500 or more is loaded on your Card in the previous 30 days. |
$0.00 |
| U.S. card purchases when using your signature (Visa Purchases) (SVC CHG NO PIN TRN) |
$0.00 |
$0.00 |
$1.00 per transaction |
| U.S. Card purchases when using your PIN (Debit Purchase) (SVC CHG PIN TRAN) |
$0.00 |
$0.00 |
$1.00 per transaction |
| Calls to a Customer Service Agent (VRU OPT OUT) |
$0.00 |
$1.00 per call |
$1.00 per call |
| Automated phone system (IVR) for account information (SVC CHG - IVR) |
$0.00 |
$0.50 per call |
$0.50 per call |
| Using ATM to obtain balance (SVC CHG BALANCE INQ) |
$1.00 per transaction |
$1.00 per transaction |
$1.00 per transaction |
| Using a U.S. ATM to withdraw money (SVC CHG ATM WITHDRAW) |
$2.50 per transaction |
$2.50 per transaction |
$2.50 per transaction |
| ATM decline fee (SVC CHG NSF ATM) |
$0.40 per transaction |
$0.40 per transaction |
$0.40 per transaction |
| Adding Money by Cash |
$0.00
(Third party money transfer service fees apply) |
$0.00
(Third party money transfer service fees apply) |
$0.00
(Third party money transfer service fees apply) |
| Adding Money by Direct Deposit |
$0.00 |
$0.00 |
$0.00 |
| Transferring money from one Card to another (CRD-CRD XFR-DR) |
$0.00 |
$0.00 |
$0.00 |
| Managing your Card Account online, online statements |
$0.00 |
$0.00 |
$0.00 |
| Paying your bills online with Bill Pay (Non-expedited service) |
$0.00 |
$0.00 |
$0.00 |
| Deposit, balance, and other account information sent to your cell phone with Mobile Text Alerts |
$0.00
(Carrier fees may apply) |
$0.00
(Carrier fees may apply) |
$0.00
(Carrier fees may apply) |
Other Fees (for optional and less common services)
| Description |
Fee |
| Bank Teller Cash Advance (SVC CHG CASH ADV) |
$4.95 per transaction |
| Express Delivery Charge (DR ADJ EXPEDTD FEE; SVC CHG EXPED CARD) |
$40.00 per occurrence |
| Bill Pay Expedited Service (Bill Payment): |
|
| Electronic Payment |
$9.95 per request |
| Payment by Check |
$19.95 per request |
| Bill Pay Stop Payment (Bill Payment) |
$20.00 per request |
| Additional or Replacement Card (SVC CHG REPLACE CARD) |
No charge for one Card per year for AccountNow Gold Direct Deposit customers; $10.00 per request otherwise |
| Paper Statement (STATEMENT FEE) |
$2.95 per request |
| Debit Decline Fee (DR ADJ PPD XFR ACH) |
$5.00 per occurrence, with a limit of one charge per month, for debit transactions that are declined because they are unauthorized or due to insufficient funds, where you used our bank routing number and your Account Number to effect payment |
| International ATM Withdrawal (SVC CHG ATM WITHDRAW) |
$4.95 per transaction |
| Foreign Currency Conversion Fee (SVC CHG INTRNTL TRAN) |
2.95% of transaction amount after conversion |
| Card Account Closure Check Fee – If you decide to close your Card Account and request a check to bring your balance to zero (DR ADJ CRD Close Fee) |
$15.95 will be applied per request |
*A "Customer on Direct Deposit" means a cardholder with a recurring direct deposit set up from his or her payroll or benefits provider. PayPal deposits, loan advances, balance transfer, and merchant and tax refund deposits are not considered recurring direct deposits.
AccountNow Gold Visa Prepaid Cards are issued by The Bancorp Bank and MetaBankTM, Members FDIC, pursuant to a license from Visa U.S.A. Inc. Please see the back of your card for its issuing bank.
AccountNow Prepaid MasterCard Card (Classic) is issued by MetaBank pursuant to license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
AccountNow Prepaid Visa Card (classic) is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc.
Accountnow Gold Visa Prepaid Cards and AccountNow Prepaid Visa Cards can be used wherever Visa debit cards are accepted. MasterCard prepaid cards can be used anywhere Debit MasterCard is accepted. Your deposits are FDIC insured up to $250,000. AccountNow, Inc. is an Independent Sales Organization ("ISO") pursuant to agreements with MetaBank and The Bancorp Bank.
*Obtaining Your Card: The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask you for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. "100% Approval" is contingent upon successfully passing this mandatory identification confirmation.
**The Visa Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
***Conditions and exceptions apply – see Cardholder Agreement.
§ To qualify for the $25 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 per month via recurring direct deposit in two or more consecutive months. See www.accountnow.com/help for additional direct deposit and bonus eligibility requirements.
† The Bancorp Bank is not affiliated in any way with this product and does not endorse or sponsor this offer.
†† Other cardholder fees may apply. Consult your cardholder agreement.
AccountNow reserves the right to modify or discontinue any product, services or special offers with or without prior notice.
AccountNow is a trademark of AccountNow, Inc. All other trademarks, service marks and other registered marks are the property of their respective owners.
© Copyright 2012 AccountNow, Inc. All Rights Reserved.