How To Use Your Prepaid Account

Ask your employer or benefits provider to electronically place your paycheck or benefits into your prepaid account using direct deposit.

It's free, convenient, and saves you $320 a year in typical check cashing fees. If you have a PayPal, checking and/or a savings account, you can use those too to add money.

Go to any nearby MoneyGram, Western Union, Visa ReadyLink (Visa only) and Green Dot agent location at well-known retailers.

Your money is instantly available when using any of the above companies to load cash onto your prepaid card.

Use it to buy products online, get gas, pay for rental cars, hotel stays or airline tickets, or buy stuff everywhere Debit Visa or MasterCard is accepted.

It’s more convenient than carrying cash and safer too with Visa's Zero Liability or the MasterCard Zero Liability** coverage that protects you from unauthorized purchases.

You're always just a minute away from your money because you can withdraw cash at more than one million ATMs worldwide.

Even better, avoid ATM fees all together by using your prepaid Visa or MasterCard card to get cash back at your local grocery store.

Simply visit your biller's website or call their 800#, and give them your prepaid Visa or MasterCard card number. Stop running around town to pay a bill with expensive money orders or cash.

It's generally free and always the fastest way to pay a bill.

Use AccountNow Bill Pay to plan ahead by creating a simple list of your monthly bills that we pay electronically for you.

Use it to pay your rent, cell phone, cable bill – or any bill or person – in just a few seconds. It's completely free and you are always in control.

Enroll in free Credit Builder to get your payment history from our Online Bill Pay sent to PRBC®, a national credit reporting agency.

Also, show your credit worthiness with an iAdvance Line of Credit, a sensible borrowing alternative to payday loans. Your payback history is reported to all three of the major credit bureaus.

Unlike traditional banks, you'll never get an overdraft fee because you can only spend what you have in your AccountNow prepaid account.

Say goodbye to negative databases like ChexSystems that hurt how you're viewed by other financial institutions.