How it Works- Visa Prepaid Cards

Add Money

Direct Deposit your paycheck or tax refund. Add cash at thousands of locations or by using your mobile device.

Shop & Use ATMs

Shop everywhere Visa debit cards are accepted and get cash at ATMs.

Discounts & Rewards

Earn a $15 Bonus with Qualifying
Direct Deposit^§ & Referral Bonuses

Send Money & Pay Bills

Send money to anyone, everywhere or pay your bills easily with just a few clicks.

Why customers love AccountNow Prepaid Cards

Works like a checking account

"The option to have an alternative checking account with AccountNow MasterCard is a God-send! With my Veteran's Affairs direct deposit coming every month, I can count on AccountNow to be there right on time, every time. As a Pastor and Student on the go, I love the convenience of online shopping, online account balance inquiry, online bank statements, and the customer service is outstanding. As a Minister I preach about second chances all the time. AccountNow is hands-down the best when it comes to getting a second chance at financial stability"

Pastor - Huntsville, AL

Achieve financial freedom with an AccountNow Gold Visa Prepaid Card. An AccountNow Prepaid Card account can help to manage your money safer, easier, and cheaper. Learn about the other benefits of having an AccountNow Prepaid Card account.

A great alternative to a checking account.

AccountNow Gold Visa Prepaid Card work similar to an online checking account.

Our prepaid cards have the word "DEBIT" on the card and work in a manner similar to a bank-issued debit card from a traditional checking account. Not only can you make purchases and withdraw cash with our prepaid card, but you never have to worry about overdraft fees because you control your spending by how much you load.

Saves you money.

Avoid check cashing fees by direct deposit of your payroll of benefits check onto the AccountNow Gold Visa Prepaid Card. There's no charge for doing direct deposit, so you'll never have to pay to cash your payroll or benefits check when you use our direct deposit service.

There is no risk of late or overdraft fees. No need to pay for postage or money orders when you use our easy Online Bill Pay Service.

Safer than cash.

Your AccountNow Gold Visa Prepaid Card is protected against fraud with the Visa Zero Liability policy**, conditions and exceptions apply (see Cardholder Agreement). This can protect you from unauthorized charges made to your prepaid card in case your card is lost or stolen.

Keep your money safe in a prepaid card account instead of carrying it around in cash. Your deposits are FDIC insured through the issuing bank.

Everyone is accepted.

No credit check. If you have bad credit history or no credit at all you can still get an AccountNow Prepaid Card because we don’t do a credit bureau check to issue a card. Even if your banking history isn’t great or you are on ChexSystems, you are still eligible to get one of our prepaid cards.

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© 2017 Green Dot Corporation. New cards are provided by Green Dot Corporation, a member service provider for Green Dot Bank, and issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Green Dot is a registered trademark of Green Dot Corporation. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. For existing card accounts, please see back of card or log in to your account to see the card issuer.

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Approval is subject to identity verification, as well as and other fraud prevention measures.

**The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or other certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

^§This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Please see help for eligibility and redemption requirements.

^†There is no additional charge for this feature. Fees apply to the prepaid card. See your Cardholder Agreement for fees, terms and conditions.

^∞ This is not a credit card. Subject to ID verification.

^■Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.