How can I add money to my prepaid account?

You can add money to your prepaid account by cash loads or direct deposit.Your bank may allow transfers from a checking or savings account to your AccountNow card. Contact your bank for details and/or restrictions.

How do I add cash to my prepaid account?

To add money to your prepaid account using cash, you will need to take your cash and card number to a store location that offers one of the following money transfer services:

After I add money to my prepaid account, how fast can I access it?

Direct deposits and electronic payments are available the same business day they are received by AccountNow. Cash deposits made through money transfer services are generally available instantly.

How much does it cost to add money to my prepaid card?

AccountNow does not charge any fees for adding money to your prepaid account by cash loads or direct deposit. However, store fees may apply with cash loads using money transfer service providers at their store locations, there is normally a "load fee" for this service that varies by provider. Please visit our deposit center for details on store load fees and current promotions that discount or rebate the store fee. You can add money to your account for free if you use direct deposit.

Why am I being charged to add money to my card?

When you add money to your prepaid account with cash, the money transfer providers normally charge a "load fee" for this service that varies by provider. AccountNow does not charge for adding money to your prepaid account. You can add money to your account for free if you use direct deposit.

How much money can I add to my prepaid account at one time?

There is a daily maximum you can add to your account. The maximum daily limit is $10,000 for Direct Deposit and $1,500 for cash loads. Third party money transfer services used to load funds to your Card Account may have their own daily, weekly or monthly limits on the frequency or amount of cash you can value load to your Card Account. Consult your Cardholder Agreement for fees and load limits associated with your account.

Can I direct other people to add money to my prepaid account?

Yes, you can have anyone add cash to your prepaid account by using one of the following money transfer services: MoneyGram, Western Union, Visa ReadyLink (Visa only) or Reload @ the RegisterTM. You can also direct your employer or government benefits provider to add money using free direct deposit.

Are there any limits to the amount of money I can add?

Yes, there are daily, monthly and overall limits on the amount of money you can add to your prepaid account, There are daily and monthly limits on the number of loads you can do onto your prepaid account, and there may also be minimum load amount requirements depending on your load method. See our Fees and Usage Limits in the Cardholder Agreement for a description of our current load limits. Money transfer service providers may have their own more restrictive limits.


100% Approval subject to ID verification*
No Credit Bureau Check
$15 Direct Deposit Bonus§

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MasterCard Logo- AccountNow Prepaid MasterCard
AccountNow, Inc. is a BBB Accredited Financial Service in San Ramon, CA

AccountNow Gold Visa Prepaid Cards and AccountNow Prepaid Visa Cards are issued by The Bancorp Bank or MetaBank® pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted. The AccountNow Prepaid MasterCard (Classic) is issued by MetaBank pursuant to license from MasterCard International Incorporated and may be used everywhere Debit MasterCard is accepted. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. Funds are FDIC insured through the Issuer to at least $250,000. Please see the back of your card for its issuing bank. The Bancorp Bank and MetaBank, Members FDIC.

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

**The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or other certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit

***Conditions and exceptions apply – see Cardholder Agreement.

§This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Please see help for eligibility and redemption requirements.

There is no additional charge for this feature. Fees apply to the prepaid card. See your Cardholder Agreement for fees, terms and conditions.

Applies to customers with recurring direct deposits, and will be effective after the first direct deposit is received. Faster access to funds is based on comparison of traditional banking policies versus eligible electronic direct deposit. Direct deposit and early deposit capability is subject to payer's support of the feature and timing of payer's funding.

This is not a credit card. Subject to ID verification.

Ingo Money Disclaimer: Ingo Money is operated by Ingo Money, Inc. and all check funding services are provided by First Century Bank, N.A. (collectively, "we", "us" or "our"). Use of Ingo Money is subject to the Ingo Money and First Century Bank Terms and Conditions, and the information you send to us is subject to the terms of our Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to an hour. All checks are subject to approval for funding in our sole discretion. Unapproved checks will not be loaded to your card. We reserve the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or deposit it elsewhere after funding, or if you otherwise act illegally or fraudulently. App Store is a service mark of Apple, Inc. Google Play is a trademark of Google, Inc. Data rates may apply.

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