Press Release

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PNB Remittance Centers and AccountNow Launch Visa

Prepaid Card

SAN RAMON, CA, September 15, 2009 – PNB Remittance Centers, Inc. (PNBRCI), a wholly owned subsidiary of Philippine National Bank, the trusted source for millions of Filipinos sending money and packages to loved ones, and AccountNow, the innovative award-winning prepaid card marketer, today announced an agreement to launch a new Visa-branded prepaid card that will be available at all PNBRCI US locations in October. Additionally, PNBRCI will convert 20,000 existing loyalty card membership customers to the new VISA prepaid card that will offer special benefits and discounts to card members.

The PNB branded AccountNow Prepaid Visa card, which will participate in the Visa ReadyLink, Interlink, and Plus networks provides a powerful new financial tool for PNBRCI customers. The card comes packed with valuable features like FDIC insured deposits, free direct deposit for payroll and benefit payments, free bill payment with credit builder, high balance limits, easy to use online and SMS account management tools, prepaid mobile refill minutes and the worldwide acceptance of VISA.

“This card is the perfect alternative to a traditional bank account and there are no credit checks, minimum account balance requirements, late fees or over-draft fees. Our customers are never blindsided with ridiculous bounced check fees that some banks charge,” said Matt Montes, Founder and Head of Strategic Marketing Initiatives of AccountNow.

Montes added, “PNB Remittance Centers is a global leader and trusted source to Filipinos world-wide. PNBRCI is an extremely caring company and takes great strides in providing excellent customer service and value to its customers. This partnership fits perfectly with AccountNow’s strategy to work with the world’s best organizations that share our philosophy of providing services that truly benefit its customers.”

Manuel Arnaldo, SVP, and Chief Operation Officer of PNBRCI, said: “We searched for the right card partner for quite some time before selecting AccountNow. It was very important to us that we find a partner that would work with us to provide a truly valuable card for our customers and one that shared our strong belief of integrity, courtesy and hospitality that is essential to the Filipino culture, in AccountNow we believe we have found the perfect partner.”

The PNB branded AccountNow Prepaid Visa Card is issued by Palm Desert National Bank pursuant to a license from Visa U.S.A. Inc.

About AccountNow, Inc.
AccountNow, headquartered in San Ramon, California, is a leading provider of financial solutions for the 40 million US consumers who do not have established credit or traditional banking relationships. AccountNow’s money saving offers give consumers an alternative to traditional checking accounts by providing access to financial products and payment systems, including MasterCard and Visa prepaid cards, Pay Anyone Bill Payment, and FDIC-insured deposits. AccountNow’s prepaid MasterCard cards are issued by MetaBank: (NASDAQ NM: CASH) and AccountNow’s Prepaid Visa Cards are issued by Palm Desert National Bank. Visit AccountNow online at www.accountnow.com. For investor relations, 925.498.1827

About PNBRCI
Established in 1990 as a service oriented organization catering to the Filipino community in the USA as a money transfer company. Thriving on a reputation of quality and commitment, PNBRCI has grown to become the number one name in remittances to the Philippines, with branches in most of the United States and Canada. Visit PNBRCI online at www.pnbrci.com.

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No Credit Check
$15 Direct Deposit Bonus§






Visa Logo- AccountNow Prepaid Visa
Verisign
AccountNow, Inc. is a BBB Accredited Financial Service in San Ramon, CA


© 2017 Green Dot Corporation. New cards are provided by Green Dot Corporation, a member service provider for Green Dot Bank, and issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Green Dot is a registered trademark of Green Dot Corporation.  Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. For existing card accounts, please see back of card or log in to your account to see the card issuer.

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Approval is subject to identity verification, as well as and other fraud prevention measures.

**The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or other certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

§This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Please see help for eligibility and redemption requirements.

There is no additional charge for this feature. Fees apply to the prepaid card. See your Cardholder Agreement for fees, terms and conditions.

This is not a credit card. Subject to ID verification.

Ingo Money Disclaimer: Ingo Money is operated by Ingo Money, Inc. and all check funding services are provided by First Century Bank, N.A. (collectively, "we", "us" or "our"). Use of Ingo Money is subject to the Ingo Money and First Century Bank Terms and Conditions, and the information you send to us is subject to the terms of our Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to an hour. All checks are subject to approval for funding in our sole discretion. Unapproved checks will not be loaded to your card. We reserve the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or deposit it elsewhere after funding, or if you otherwise act illegally or fraudulently. App Store is a service mark of Apple, Inc. Google Play is a trademark of Google, Inc. Data rates may apply.