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AccountNow Acquires nFinanSe Payment Card Operations

San Ramon, California – December 4, 2012-AccountNow, Inc., today announced that the company completed its acquisition of the payment card operations of nFinanSe Inc., a provider of stored value and prepaid cards distributed at retail stores. nFinanSe is also the developer of nFinanSe Network™, a secure, reliable value load and activation platform that connects with retail merchants and other value load stations located throughout the United States. Money transmission activities will remain with nFinanSe Payments Inc. until receipt of required regulatory approvals, at which time AccountNow will acquire the nFinanSe Network™. AccountNow, Inc. is a leading provider of general purpose reloadable (GPR) prepaid cards in direct-to-consumer sales under the AccountNow and ReadyDebit brands.

“These capabilities in retail distribution are highly complementary to our existing direct-to-consumer capabilities with virtually no overlap. This strategic combination instantly expands our retail distribution to an additional 15,000 plus locations,” said Jim Jones, CEO of AccountNow.

nFinanSe cards will continue to function exactly as before the acquisition, and cardholders will continue to have access to account information at www.nFinanSe.com. Consumers can also access locations to purchase or load nFinanSe cards at the website. Support activities for nFinanSe card operations and the nFinanSe Network™ will be maintained in Tampa, FL.

“Today’s consumers are trending away from traditional bank checking accounts with overdraft fees, credit checks and inconvenient services, toward technology enabled payment products. Combining our direct-to-consumer expertise and nFinanSe’s capabilities in retail store distribution will create a fully integrated, multi-channel payment program serving retail merchants and consumers in convenient, secure and compelling new ways. This is another step in our constant commitment to develop products and services to give consumers a better way to bank,” said Mr. Jones.

About AccountNow, Inc.

AccountNow, Inc. (www.accountnow.com) headquartered in San Ramon, California, is a leading provider of payment solutions for consumers who choose alternatives to traditional banking services. AccountNow’s innovative, money saving prepaid cards give consumers an alternative to traditional checking accounts, access to the financial and payments systems and FDIC insured deposits.

The nFinanSe Visa® Reloadable Prepaid Card is issued by First California Bank, Rancho Mirage, CA, Member FDIC, pursuant to a license from Visa Inc. The nFinanSe Discover® Reloadable Prepaid Card is issued by First California Bank, Rancho Mirage, CA, Member FDIC, pursuant to a license from Discover® Network. Discover® and the Discover acceptance mark are service marks used by First California Bank under license from Discover Financial Services. All card funds are insured by the FDIC in accordance with the FDIC's applicable terms and conditions.

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