Load checks in a flash!

check cashing deposit accountnow
Need a card?  Get one now
check cashing accountnow download
Activate
your AccountNow Prepaid Card

check cashing accountnow-enroll
Download the free Ingo Money app
App Store | Google Play


check cashing accountnow click
Snap
a photo of any check
and load onto your card

check cashing deposit ingo money app accountnow
Download the app now
accountnow app store ingo money check cashing deposit accountnow googleplay ingo money check cashing deposit


Want to learn more?


About Ingo money app


How to photograph a check


Your personal information

Mobile Money Deposit – Frequently Asked Questions

What kinds of checks can I load? Can I load my tax refund check?

Yes, you can load your tax refund check from $5 up to $2,500.1 You can also load traditional printed payroll and government checks, attorney checks, cashier’s checks, handwritten payroll checks, insurance checks, money orders, rebate checks, refund-anticipation checks and two-party or personal checks.2

You can’t load checks that aren’t made out to you, including conditional-endorsement checks, counter checks, credit card checks, customer-appreciation certificates, gift certificates, starter checks, traveler’s checks, and warrants.

How do I use my smartphone camera to take a picture of a check?

It’s easy. Position the camera at a slight angle so there are no shadows on the check. Be sure the check is framed properly so it fits just inside the guidelines—not too far to the left or right. Don’t hold the check in your hand. Lay it on a solid-colored background so that none of the numbers are covered up. Be sure the lighting in the room is good. If the check is too dark, it won’t be readable. And finally, be sure the check is not crumpled in any way.

When will my funds be available?

You decide. If you choose the 10 day no-fee3 option, your funds will be loaded to your AccountNow Prepaid Visa Card in 10 days. If you need your money sooner, you can choose to pay a fee of 1% for payroll and government checks or 4% for all other checks (with a minimum of $5 per transaction). Your money will be available sooner if your check is approved2 (after a short review by Ingo, that typically can take between 3 and 5 minutes but may take up to an hour)

Why wasn't my check approved?

All checks submitted to Ingo are subject to review for approval. There are a number of reasons why your check might not have been approved. For instance, if the payee name on the check doesn’t match the name on your Ingo account, if the check was written on a closed account, or if Ingo has had bad checks in the past from the person who gave you the check. Your check may also be declined if the amount of the check is less than $5 or more than $2,500 or if it would cause you to exceed the daily, weekly, or monthly load limits for your card or the maximum balance allowed on your card1.

Why can’t I register in the Ingo Money app?

If Ingo cannot verify your identity—for instance, if your name and address don’t match or your name and Social Security number don’t match—you will not be able to register.

For more information

For more information about the Ingo Money app and mobile money deposit, visit the Ingo Money website.

The Ingo Money Network is owned by Ingo Money, Inc. and operated with First Century Bank, N.A. which provides all check clearing and card funding services for users. Use of Ingo is subject to the Ingo Money and First Century Bank Terms and Conditions, and the information you send to us is subject to the terms of our Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to an hour. All checks are subject to approval for funding by Ingo in its sole discretion. Unapproved checks will not be loaded to your card. Ingo reserves the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or deposit it elsewhere, or if you otherwise act illegally or fraudulently.

AccountNow does not provide and is not responsible for the Ingo Money product or service.


1There may be additional transaction, daily, monthly, and other loading limits. See your Cardholder Agreement for more details.

2All checks are subject to approval for funding by Ingo in its sole discretion. Review for approval usually takes 3 to 5 minutes but can take up to an hour. Unapproved checks will not be loaded to your card.

3While this feature is available at no additional charge, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See your Cardholder Agreement for more details.


App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.





Visa Logo- AccountNow Prepaid Visa
Verisign
AccountNow, Inc. is a BBB Accredited Financial Service in San Ramon, CA


© 2017 Green Dot Corporation. New cards are provided by Green Dot Corporation, a member service provider for Green Dot Bank, and issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Green Dot is a registered trademark of Green Dot Corporation.  Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. For existing card accounts, please see back of card or log in to your account to see the card issuer.

*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Approval is subject to identity verification, as well as and other fraud prevention measures.

**The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or other certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

§This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Please see help for eligibility and redemption requirements.

There is no additional charge for this feature. Fees apply to the prepaid card. See your Cardholder Agreement for fees, terms and conditions.

This is not a credit card. Subject to ID verification.

Ingo Money Disclaimer: Ingo Money is operated by Ingo Money, Inc. and all check funding services are provided by First Century Bank, N.A. (collectively, "we", "us" or "our"). Use of Ingo Money is subject to the Ingo Money and First Century Bank Terms and Conditions, and the information you send to us is subject to the terms of our Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to an hour. All checks are subject to approval for funding in our sole discretion. Unapproved checks will not be loaded to your card. We reserve the right to recover funds from bad checks if you knew the check was bad when you sent it, if you attempt to cash or deposit it elsewhere after funding, or if you otherwise act illegally or fraudulently. App Store is a service mark of Apple, Inc. Google Play is a trademark of Google, Inc. Data rates may apply.